I am in debt. I’m not afraid to say it. I am in debt and
most of it is because of my choices. Between a bachelor’s degree and a master’s
degree, I have over $40,000 in student loan debt. I have a few medical bills
that have either not been paid or are very very very slowly being paid, in tiny
increments. I also like to shop.
I am telling you this because I am not only trying to pay my
normal monthly bills (rent, utilities, etc.), I am also striving to pay off
some of my debt, so I am living off even less than I normally would. That being
said, I am still paying for Shakeology! I recently did a vlog about what is so
awesome about Shakeology (if you don’t know how awesome it is, you should
gocheck it out) and it made me think about the number one objection I get to
Shakeology: “I can’t afford it.” I know that there are people out there who
definitely cannot afford Shakeology because their income isn’t enough or
because they have children that need to be taken care of on a smaller
income—that’s not who I’m talking about. With my own income, I couldn’t afford
Shakeology at first, not because of my income but because of the lifestyle I
was living within my income. In order for me to be able to order my Shakeology
every month and continue improving my health, I had to change a couple of the
things I was doing each month…
So, here are my tips for being able to afford Shakeology:
1. MEAL PLAN!! I used to go to the grocery store each week
and spend well over $100 on God knows what (for just myself, mind you), and
then feel like I had nothing to eat. Then I’d usually go out to eat because I
didn’t have anything sensible in my pantry anyway. Since I’ve started meal
planning, I go to the grocery store with an exact grocery list (and do not
stray from it, because that will lead to cheating on my meal plan). This cut
out about $100 a month alone!
2. FREEZE meals ahead of time! There are always nights where
I am just not going to be able to cook. I’m already pretty good about eating
last night’s leftovers, but there are usually days where I still have leftovers
on top of that. Freezing meals keeps me from buying prepackaged frozen meals or
making a surprise run to McDonald’s. It’s also nice because, when I’m meal
planning, there ends up being a day or two the following week where I don’t
need to buy dinner food because it’s already in the freezer!
3. EAT LESS MEAT. I am trying to now cook one dish (which
will last me at least two nights, if not more) that does not contain meat. Meat
can add up and usually dishes taste just as good without it!
4. BUY IN BULK, when possible. I don’t recommend buying
produce in bulk (unless you have a large family), because it will go bad before
you can eat it all. But think about what you can buy in bulk—meat (you can save
a few dollars a pound this way), rice, and household items. Meat can be frozen
(just separate it out into the amounts you would cook with) and toilet paper
can be stored somewhere.
5. USE COUPONS, when possible. Eating clean does make
couponing a little less thrilling (I never see coupons for produce or meat,
although it can go on sale), but think about the things you use that you can get
coupons for: toilet paper, paper towels, shaving cream, razors, toothpaste,
dog/cat food, diapers, etc. Coupon disclaimer: don’t just buy something because
you have a coupon. I seek out coupons for specific things, and only use those
coupons. Also, do some math—is it more economical to get the store brand?
6. MAKE YOUR OWN. I’ve seen all of these recipes on
Pinterest lately on how to make your own laundry detergent, dishwasher
detergent, and household cleaners. At first I was a little skeptical (there is
just something about the smell of Gain that keeps me coming back for more), but
then I thought about how much money I probably waste on things I could make
myself.
7. TRIM your bills. What can you get rid of? In the last few
months, I have cancelled my cable (didn’t watch it—Netflix is all I need in my
life), cancelled Audible (I don’t have time to listen to it anyway), and
cancelled my Sirius XM (I usually listen to iTunes). I also try to do small
things towards my electricity bill like only using cold water to wash clothes
(warm water is reserved for sheets and towels only), unplugging things that are
not being used (does the Keurig really need to be on all day if you’re only
using it in the morning?), adjusting the AC by a degree or two when I’ll be out
all day or by a few degrees if I’m going on a trip, and closing all of the
blinds and curtains on particularly hot or cold days so the AC doesn’t have to
work hard (the heater doesn’t work too hard in my apartment… this is North
Carolina, so the AC runs constant!).
8. BECOME A COACH! Coaches get a 25% discount on all
Beachbody products, including Shakeology. You don’t even have to do anything!
You could be a “coach,” not actually coach anyone, and get a discount. OR you
could be a coach, help at least 3 people a month, and that usually make you
enough for your Beachbody income to pay for your Shakeology!
9. If you’re not into coaching, become a Team Beachbody Club
Member! For $38.87 every 3 months ($2.99 a week basically), you get access to
Beachbody on Demand AND you get 10% off Beachbody products!
Other crazy things I do to try to help make money:
10. Annual YARD SALE! Some of my friends and I get together
in the summer and have a big yard sale together. I go through my whole
apartment and I am ruthless, making piles of tons of stuff I just haven’t used
in a while. Then I price things to SELL. Want a beach chair for $2? I’m your
girl!
11. SELL YOUR STUFF! Even when it’s not yard sale time, I am
constantly trying to purge. Do you have books that have been sitting on your
shelf for years, like you are actually going to read them a second time? Take
them to a second-hand bookstore and make a few bucks. Do you have a bunch of
clothes that you are now too skinny to wear because you’ve been working out and
drinking Shakeology and now your clothes are too big? Take them to a
consignment shop! That necklace your ex-boyfriend gave you? He’s an idiot,
therefore you don’t need to hang on to it—put that thing on eBay! There’s
usually a community Facebook page where you can also post things for sale! You
can also sell clothes to places like Plato’s Closet or Once Upon a Child.
12. USE YOUR SKILLS! I’m a teacher, so I will occasionally
tutor kids and make some extra cash. If you’re crafty, you could open up an
Etsy shop. Dog sitting? Monogramming things for people? Think about something
you’re good at and do some side work!
BONUS…
Mini-tips for getting some extra cash each month for some
superfood nutrition (aka Shakeology):
-Make a budget and stick to it. I currently use the Expense
app and it’s great.
-Quit buying useless stuff. No, you don’t need another
candle or body wash.
-Don’t be a brand snob. Walmart’s ziploc bags hold just as
well as the other ones.
-Shop at cheap stores and figure out what’s cheapest where.
I like Aldi for produce because it is CHEAP, but I can honestly get meat
cheaper at Food Lion or Walmart.
-Drive as little as possible. If you can carpool, DO IT.
-Try to get creative about hanging out with your friends. My
friends and I seem to gravitate towards expensive things—eating out, shopping
trips, painting pottery, etc. But we’re all strapped for cash, so we know it’s
got to stop! When you want to hang out with friends, see if there are some
other options—going to someone’s pool together, movie night in someone’s living
room, buy some cheap canvases and borrow some paint from a crafty friend and
follow a YouTube painting tutorial together, work out together, walk your dogs
together or talk your dogs on a dog park date, or have a (healthy food)
potluck!
-Never buy books. That is what the library is for! If there
is something you really really really want to read and they just don’t have it
at your library, post on FB that you’re looking for the book and if anyone has
it, can you borrow it? Last summer, some fellow teachers and I would get
together every couple of weeks and swap books so that we could read lots of
popular books, without having to pay for them all! If you can’t find the book
within your circle of friends at all, don’t go to Barnes and Noble; get it on
eBay or Amazon. I am amazed at how overpriced Barnes and Noble can be and even
more amazed that people actually shop there!
Do you have any great money-saving tips to help people
afford Shakeology? I’d love to hear about them—please share in the comments or
email me at reagan.s.briggs@gmail.com.